BankerBoy
The banker on your side — before you call a lawyer.
Your business is in trouble.
There are more options than bankruptcy.
Most distressed business owners talk to a lawyer first. But the decisions made in the 6–12 months before filing determine everything. BankerBoy gives you the perspective bankers use internally — before the options run out.
Get early access + the free Distress Signal Checklist when we launch.
No spam. One email when we launch.
What's Coming
The Banker's Playbook
What your lender is thinking — and what to say before the default notice arrives.
Distress Calculators
DSCR, cash runway, and bankruptcy cost — understand your numbers before anyone else does.
Workout Frameworks
Forbearance, loan modification, deed-in-lieu — the options your attorney won't mention.
1-on-1 Advisory
Direct access to Charlie for distressed situation analysis and lender negotiation strategy.
Built by a banker, not a marketer.
Charlie Miles — VP, Commercial Lending, First Secure Community Bank
- 20+ years as a commercial banker — VP of Commercial Lending
- Expert in distressed loan workouts, SBA lending, and creditor negotiations
- The banker's perspective most business owners never get until it's too late
“I spent 20 years on the bank's side of the table. I watched business owners make preventable mistakes because nobody gave them the banking perspective in time. BankerBoy is the platform I wish had existed for every one of them.”